Blog | David Hallowell

Budgeting for house renovations: Costs you should consider

Many homeowners wonder, "How much do house renovations cost?" While the answer can be different for every project, there are some common factors you can use to estimate the cost of your own home renovation. Whether you're intending to save money on anything from a whole house renovation ...

Bi-Weekly Mortgage: Could It Help You?

Photo by Designer491 via Shutterstock The term “bi-weekly” means every other week. If you get paid bi-weekly, you usually get your check every other Friday. When it comes to a mortgage, typical amortization plans (payments of principal and interest) use a 30-year/360-month calculation. But many lenders offer a bi-weekly plan too. In ...

Additional living expenses explained

Every homeowners insurance policy includes a percentage of coverage for additional living expenses. If you’re temporarily displaced from your home because of damage, this coverage can help you pay for the additional everyday expenses until you’re able to move back in. But what exactly does additional living expense (ALE) coverage ...

Remain active after retirement in Florida

With gorgeous beaches and plenty of engaging activities abound, Florida is a popular state to move to. Every year, thousands of senior citizens move to Florida for retirement. Currently, over 19% of Florida’s population is made up of people aged 55 or older. So, what ...